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SBA loan rates in 2026

Current SBA loan rates range from around 6.17% to 15.50%, depending on the type of SBA loan and the lender. The SBA rate cap limits the interest rate a lender can charge. Qualify for better SBA loan ...
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Should you pay off an SBA loan early?

Small business owners often consider repaying their SBA loans early to reduce interest costs. However, this decision depends on the type of loan and the business’s financial health. For example, SBA ...
"SBA 504 loans provide small business owners with exceptional financial stability through their long-term fixed rates," said Sheets. "These loans allow entrepreneurs to purchase real estate with as ...