To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Associated Bank upgraded to FICO Auto Score 10, improving credit risk assessment and loan approval rates with better borrower ...

American’s reliance on credit is only surging, according to the report. Sixty-five percent of Americans are tapping credit more over the past year, up sharply from the 27% who relied on credit in 2020 ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust BNPL as a payment method, and three out of four users say they trust BNPL ...