Americans are drowning in debt. According to the Federal Reserve Bank of New York, total U.S. household debt rose to about $18.59 trillion in the third quarter of 2025 and that’s where Dave Ramsey, ...

Dave Ramsey’s best-known bit of financial advice is also his most controversial: Never use credit cards. Ever. It’s simple and authoritative, which is exactly why it’s stuck. The Ramsey Show reaches ...

The typical American household is drowning in over $8,000 of credit card debt. This dreary statistic emphasizes the importance of sensible financial advice, especially from ruthless experts like Dave ...