Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Here’s how to find the right home insurance for your needs. Homeowners insurance offers financial protection for what may be your most valuable asset — your home. However, shopping for home insurance ...

We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...

Start with your existing home or auto insurer. When looking for the best umbrella insurance, ask each company what’s covered — and what’s not. You may need to boost the limits on your underlying ...

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Home insurance premiums rose 21% last year, according to data from Policygenius. Experts say a rise in severe weather largely contributed to the increase, but it's hard to tell how insurers are ...