Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

Consumer Reports has drawn up what it calls a "Homeowners Insurance Bill of Rights," which it hopes will be adopted by states ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Tornado damage is generally included under homeowners insurance rather than requiring separate coverage. Most insurers consider tornadoes a part of standard coverage for windstorm-related damage. We ...

Understand how to secure fire insurance coverage in California, navigate the claims process after damage and mitigate wildfire risks to your home. We estimated quotes using four homeowner profiles ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Stacy is a journalist and content creator with six years of experience writing about home improvement topics. Besides Forbes Home she has contributed her work and expertise to publications such as ...

Homeowners may need to purchase event liability insurance to provide additional coverage for private parties. Host liquor liability insurance can provide extra coverage for a party host if alcohol is ...

Discover how commercial general liability (CGL) insurance protects businesses from bodily injury, property damage, and more.

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...