Homeowners use offset mortgages to reduce the amount of interest they pay by applying their savings balance against their mortgage debt. While this strategy can be beneficial for some, this type of ...

As more housing and mortgage authorities seek to expand the scope of homeownership to those who have never purchased a home before, the government-sponsored enterprises (GSEs) and the Federal Housing ...

Lindsey D. Johnson, president of U.S. Mortgage Insurers, has issued a public comment on the Consumer Financial Protection Bureau proposed rule entitled "Qualified Mortgage Definition Under the Truth ...

Owning a home is and has been the American dream for decades. Most people go to a lender and inquire about how to qualify for a mortgage. They want to know how much house they can easily and safely ...

The Department of Housing and Urban Development (HUD) proposed a rule Monday to define a ‘Qualified Mortgage’ that is guaranteed by HUD and is now seeking public comment on the proposed rule. HUD was ...