A traditional 401 (k) used to be the standard for retirement savings, but the Roth 401 (k) has surged in popularity in recent years, leaving many workers to wonder if it's worth switching. The answer ...

What is a Roth 401(k), and how does it differ from a traditional 401(k)? One of the many challenging aspects of retirement planning is picking the smartest vehicles in which to save and grow your ...

Looking to make catch-up contributions now that you’re finally earning a good wage? There’s a new income test on the horizon.

One of the most important things you can do for your retirement is save consistently for it. You should expect to need money on top of what Social Security pays you. And the larger a nest egg you ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...

Hopkins said it’s a little “misleading” to think of Roth and traditional 401(k) plans as entirely separate savings vehicles. They’re fundamentally the same type of account — employer-sponsored ...

Looking to make catch-up contributions now that you’re finally earning a good wage? There’s a new income test on the horizon.