As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also vary according to term length: These rates are lower compared to the week before, dipping to their lowest point in two years.

Interest rates are responding well to the Fed's rate cuts. Here's what a $100,000 home equity loan costs monthly now.

Tapping into your home equity offers a way to borrow money at lower rates than unsecured loans. Here's how two key options compare on costs,

Third Federal promises to beat a competitor's offered rate on a purchase mortgage or home equity line of credit or it will pay you $1,000. You must provide documentation of the lower rate; however, a decision regarding the rate challenge is typically made on the same day it's submitted.

As home equity loan rates sit near a two-year low, many homeowners may be wondering about the merits of acting now.

Trump may not remove medical debt from credit reports. Should you use home equity to pay it off? Learn why it's risky, what to consider and better ways to handle bills without risking your home.

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The most common types of home equity loans are fixed-rate ...

Owning a home is the biggest investment for most service members & vets, building net worth & generational wealth through equity.

Beeline Loans has completed its first blockchain-recorded home equity transactions, offering a debt-free alternative to traditional loans.