Warning issued to Lloyds, Halifax and Bank of Scotland customers over fee increase today
The changes, as of January 31, 2025, mean that all Lloyds, Halifax and Bank of Scotland customers with an overdraft will now be moved to one of four new rates of either 19.9%, 29.9%, 39.9% or 49.9%, with the majority being charged 39.9%. If you don’t have an overdraft set up on your account then these changes won’t affect you.