Savings rates could fall swiftly if the Fed cuts rates next month. Here's how to lock in a 4.00% APY while you still can.

Not sure how to open a CD account? Find out what you need, how long it takes and the factors to consider before putting your funds into one.

You can open a CD online in a matter of minutes. Find out the information you'll need and the steps required to get your account set up.

Before CD interest rates decline again, savers should take these steps to lock in a rate around 4.50% while they can.