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Best banks for CD rates for January 2026
Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...
If you’re hunting for better CD yields than you’ll find at a typical big bank, Pentagon Federal Credit Union (PenFed) CD rates are worth a close look. PenFed calls its CDs “money market certificates,” ...
CD rates have fallen a little this year, but they're still looking pretty good for shorter terms. A few banks out there are offering 1-year CDs with APYs in the 4.00% range. Not bad at all… But ...
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