Credit card surcharges aren't new, but they're noticeably on the rise and can cancel out — or exceed — your cash back or points. It can be aggravating, but there are a few tips on the menu to help.

Gain valuable insights on managing your credit cards effectively, reducing debt, and safeguarding your credit score for a ...

While the seven-year rule ensures that charge-offs eventually fall off your credit report, waiting seven years for the issue ...