More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize ...

A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing ...

Paying a credit card once a month is the default for most people, but shifting to a weekly rhythm can quietly change how much interest you pay, how your credit score looks and how in control you feel ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

A high credit score feels like a win, but many borrowers don’t actually cash in on it. They still accept the first offer they ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Learn five strategies to reduce your car payment.

Debt resolution can offer relief, but rebuilding after it's done takes time. Here's what that recovery looks like.