5 credit score myths you need to stop believing

Finder.com reports five common credit score myths, clarifying misconceptions about bank history, marriage, payments, and rent ...

Map shows average credit score in every state

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

Gen Z faces steepest drop in credit scores as economic pressures mount

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The Real Difference Between a 680 and a 740 Credit Score (and What It'll Cost You)

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates ...

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 ...
National Mortgage NewsOpinion

NCRA responds to Loan Think column on credit scores

Several claims in a recent Loan Think column misrepresented how credit scores and resellers work in mortgage lending, ...

Buy now, pay later just got riskier — take these steps before it hits your credit

This fall, FICO's new models will track your BNPL payments, so those previously invisible late payments could now hurt your ...

Credit Scores by Generation: How Age Influences Your FICO Score

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, and the Silent Generation.

What is a good credit utilization ratio?

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...
Investors Chronicle

Why a US credit score overhaul actually helps Experian

Changes to how mortgage scores are delivered have rattled investors, but some see the sell-off as a buying opportunity ...

Gen Z Wants to Build Credit. It Has Few Options.

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or ...

This one number explains the growing gulf between people who can afford to buy a house today - and those who can't

Here's another sign of how exclusive today's housing market is: Buyers' credit scores are higher than ever - 20 points higher than the average American's, according to a new report from Realtor.com.