Federal student loan rates are fixed and set by a formula created by Congress that changes annually. Private student loan ...

The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30, 2026 will be 6.39%, ...

For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from ...

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time ...

It’s not just the younger generations carrying student loan debt. But whether you should refinance depends on a wide range of ...

I'm a student loan expert who can help you cut through the noise and take charge of your debt. Elaine Rubin Higher education ...

The federal government last month restarted collections on defaulted student loans and state agencies have a source of ...

Note that the rates and fee structures for private student loans are not guaranteed forever; they are subject to change without notice and they often fluctuate in accordance with the Fed rate.

plus a fixed interest rate increase. Federal student loans are fixed, meaning they won't change during the lifetime of your loan, and there's an interest cap in place. Private Student Loan ...