You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.
Learn what a hardship withdrawal is, who qualifies, how it’s taxed and smarter ways to handle financial emergencies without draining your 401(k).
Explore the advantages of a Roth IRA, a flexible retirement savings account that enables tax-free growth and withdrawals.
Looking to make catch-up contributions now that you’re finally earning a good wage? There’s a new income test on the horizon.
Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...
Retiring in the next decade or so? This 8-step checklist helps you shore up your finances, cut costs and maximize Social ...
Because everyone deals with a different set of circumstances, there's no single set of rules to tell you in which order to make your withdrawals. However, as the following scenario will show, a good ...
The 2026 tax brackets have been released, and consumer advisor Clark Howard suggests that choosing a Roth 401k could be beneficial for those earning under $200,000.
"I have a Thrift Savings Plan, Roth 401 (k) and an investment account that could provide funds to sustain me for how long I estimate this will last." (Photo subject is a model.) ...
New 401k catch-up contribution rules in 2026 will change taxes for high earners over 50. Learn how scammers exploit these ...
When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on ...