You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

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A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

A traditional 401 (k) used to be the standard for retirement savings, but the Roth 401 (k) has surged in popularity in recent years, leaving many workers to wonder if it's worth switching. The answer ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

Learn what a hardship withdrawal is, who qualifies, how it’s taxed and smarter ways to handle financial emergencies without draining your 401(k).

Looking to make catch-up contributions now that you’re finally earning a good wage? There’s a new income test on the horizon.

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...

Gina moved her $1.6 million pretax 401(k) into a Roth 401(k) and eventually rolling it into a Roth IRA -- Orman dismissed the ...

If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable income—requires strategy and foresight.

With a traditional retirement plan, you'll not only pay taxes on gains eventually, but you'll also be forced to take required ...