Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Regardless of age, a ...

The 2025 Roth IRA contribution limit is $7,000, or $8,000 if you're 50 or older. You can only contribute to a Roth IRA if ...

A major retirement survey reveals widespread Roth IRA regret among seniors. The data demonstrates significant financial ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Your children are too young to legally own real estate in their own names, so some kind of guardian or trustee would need to ...

These ceilings apply to all IRAs held, Roth and Traditional combined. In concrete terms, you cannot contribute $7,000 to a ...

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Choosing a Roth IRA can be tough -- especially when you're just starting out. Read Next: 8 Frugal Habits Americans Are ...