A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and ...

The average mortgage interest rate on a 30-year term is 5.87%, according to Zillow, as of January 9, 2026. That's lower than ...

The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Mortgage rates could fall in January, but they're more likely to hold steady. While daily ups and downs are a given, a major ...

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Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms Written By Written by Staff Deputy Personal Finance Editor, Buy Side Valerie ...

Empire of America is a retail mortgage banking firm that operates as a creditor rather than a broker. That structure allows ...

If you took out a mortgage between 2022 and 2024, and your rate is higher than you would like — this could be your sign to refinance. On Dec. 10, the Federal Reserve announced a Federal Funds Rate cut ...

If you can't make your next mortgage payment, you're not alone: More than 3% of mortgages are in some stage of delinquency, according to analytics firm Cotality, from borrowers just 30 days overdue to ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

The new year offers Nigeria a choice: to maintain a system that quietly excludes the majority, or to build one that allows ...