Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

The 2025 Roth IRA contribution limit is $7,000, or $8,000 if you're 50 or older. You can only contribute to a Roth IRA if ...

Your children are too young to legally own real estate in their own names, so some kind of guardian or trustee would need to ...

Budget Girl shares her life & money goals now that she's debt-free in her 30s. Vision boards, income streams, and Roth IRA ...

Families can contribute up to $5,000 a year into Trump accounts, with employers allowed to chip in up to $2,500 of that ...

The Trump Accounts Contribution Pilot Program starts eligible kids off with a one-time $1,000 credit. The money comes from ...

Revenge saving can help younger homebuyers achieve their dream of homeownership, thanks to several strategies.

The budget bill signed into law on Friday includes a provision for investment accounts for newborns. Citizens born between ...

As a new mom, planning for my daughter’s future is top of mind. Before opening a savings or brokerage account, I asked ...

Starting in August, the Social Security Administration (SSA) will claw back overpayments, potentially reducing recipients’ ...

A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or ...

Is there a time I should start withdrawing from a Roth IRA or should I just leave it for my heirs? When inheriting a Roth, are there different rules for the spouse versus children ...